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Loan Types

St. Paul's Garda Credit Union - Loan types

CAR LOANS

The most Competitive Car Loan available is now being offered at the amazingly low rate of 4.9% P.A. (5.0% APR)

Typical Repayment Over 5 Years
€ 10,000 – €43.37 – Weekly
€ 15,000 – €65.05 – Weekly
€ 20,000 – €86.73 – Weekly

Plus up to €400 Cashback to members when purchasing new Ford.

Home Improvement Loans

We have now introduced a new Home Improvements Loan at 5.5% P.A  (5.65% APR)

Standard Loans

All other loans are charged at the competitive rate of 7.75% P.A.  (8.0% APR)

Student Education Loans

To assist with College education expenses St Paul’s Garda Credit Union Limited are pleased to offer a Special Student Education Loan at the rate of 4.75 %. ( APR 4.9%)

All loans carry Life and Disability Insurance – at no extra cost.*

*All loans are subject to Terms & Conditions which may change from time to time and are subject to final approval by a Credit Officer*